Professional Indemnity Insurance

Why is it Important?

Professional Indemnity Insurance (PII) is a specialised liability insurance that protects professionals and businesses against claims of: 

  • Negligence  
  • Errors or omissions 
  • Incorrect advice 
  • Failure to deliver services as promised. 

 

If a client suffers financial loss due to your professional actions — or inactions — PII helps cover legal defence costs, compensation, and reputational damage. 

Here at Moriarty Insurance our experienced Corporate Insurance team understand the importance of being protected against any potential claims. 

 

Who needs it? 

PII is crucial for anyone who offers professional or services. This includes: 

  • Accountants 
  • Consultants 
  • Architects 
  • Engineers 
  • Solicitors 
  • IT Professionals 
  • Marketing and media professionals 
  • Healthcare Providers. 

Whether you’re self-employed or part of a larger firm, if your work can be challenged, getting protection is essential. 

 

What does it cover? 

At Moriarty Insurance, our comprehensive Professional Indemnity Insurance covers: 

  • Professional negligence 
  • Loss of documents or data 
  • Unintentional breach of copyright 
  • Unintentional breach of confidentiality 
  • Libel or defamation 
  • Loss of money or goods (for which you are responsible) 
  • Unintentional infringement of intellectual property rights. 

We understand that no two businesses are alike — which is why our Corporate Insurance team handcrafts policies to meet your specific needs. 

 

Why It Matters 

Even the most diligent professionals can face disputes. PII offers peace of mind and financial protection when: 

  • A client alleges your advice caused them harm 
  • You’re accused of breaching a contract 
  • Legal action threatens your reputation or finances. 

In many industries, PII is not just recommended — it’s required by regulatory bodies or contractual obligations.  

 

Get Protected Today 

At Moriarty Insurance, we combine decades of experience with access to leading UK insurers. Our team of experienced professionals are ready to help you navigate the risks and secure the right cover for you. 

Contact us

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