Tradesmen and Construction Insurance A Clear Guide to the Insurance that Tradesmen and Construction Workers Need Every trade comes with it’s own risks, responsibilities, and pressures – and the right insurance plays a crucial role in protecting both your livelihood and the people who rely on you. At Moriarty
Care Providers Insurance Everything You Need to Know Care Providers Insurance is a carefully crafted type of business insurance that protects against claims of injury or damage that may occur while providing care services. Key policies include: Employers’ Liability Insurance If you have staff, you are legally required to have this. It covers claims from employees who allege
Professional Indemnity Insurance Why is it Important? Professional Indemnity Insurance (PII) is a specialised liability insurance that protects professionals and businesses against claims of: Negligence Errors or omissions Incorrect advice Failure to deliver services as promised. If a client suffers financial loss due to your professional actions — or inactions — PII helps cover legal defence costs, compensation,
Commercial Property Owners Insurance Protect Your Investment With Confidence If you own a commercial property, whether it’s a single shopfront, a block of offices, or mixed-use buildings – having the right insurance is essential. Commercial Property Owners Insurance is designed to protect a business’s physical assets from the financial impact of unexpected events. What does it cover? Commercial Property Owners Insurance covers various types of business-owned
Latent Defects Insurance Protection for Your Investment Latent defects are so common in UK construction that Latent Defects Insurance (LDI) has become a standard requirement for new builds — and many mortgage lenders won’t approve financing without it. What Are Latent Defects? Latent defects are hidden flaws in a building’s structure or systems that aren’t visible
Cyber and Data Insurance Why is it so Important? As of June 2025, the UK Government has reported that in the last 12 months, 43% of UK businesses have reported falling victim to cyber-attacks. That equates to 610,000 UK business have experienced cyber-attacks this year alone. What are Cyber-attacks? A cyber-attack is a deliberate, malicious attempt to damage, disrupt or gain unauthorised access to computer systems, networks,